Tips, Guides & Publications
2022
- Carriers with Approved Health Benefit Plans – Individual Market
- Carriers with Approved Health Benefit Plans – Small Employer Market
- Individual Health Insurance Enrollment Information
- Individual Open Enrollment Fast Facts
- Insurance Carriers: Who is offering on-exchange in my area?
- Low Cost Health Insurance Guidance
- Rate Request Summary Documents – Carriers in the Individual and Small Group Markets
- Rate Summary Information and Rating Area Map
- Stand-alone Dental Plans – Individual Market
- Stand-alone Dental Plans – Small Employer Market
- Stand-alone Vision Plans – Individual and Group Markets
Other
- Navigating Health Insurance
- A Shopper’s Guide to Cancer Insurance
- A Shopper’s Guide to Health Insurance
- Health Coverage Plan Comparison Tool
- Health Insurance: Considerations for All Life Stages
- About the Affordable Care Act
- Know Your Rights Regarding Life and Health Insurance
- PhRMA Medicine Assistance Tool
- Short-Term Limited Duration Plan Information
- Understanding Health Coverage Alternative Options
- Virginia Health Insurance Guide for Consumers
- 2021 Claims-Complaints-Appeals Mental Health and Substance Use Disorder Benefits Report
- 2020 Claims-Complaints-Appeals Mental Health and Substance Use Disorder Benefits Report
- 2019 Claims-Complaints-Appeals Mental Health and Substance Use Disorder Benefits Report
- 2018 Claims-Complaints-Appeals Mental Health and Substance Use Disorder Benefits Report
- 2021 Plan Management Report
- 2020 Plan Management Report
- 2019 Plan Management Report
- Know Your Rights Regarding Life and Health Insurance
- Life & Health Options if You Leave/Lose Your Job
- Life Insurance: Reviewing Your Policy Important to Securing Your Family's Future
- NAIC Life Insurance Policy Locator Service
- NAIC Tips on Buying Life Insurance
- Virginia Life Insurance Consumer's Guide
- A Shopper's Guide to Long-Term Care Insurance
- Facts About Long-Term Care Insurance in Virginia
- Guide to the Regulation of Continuing Care Retirement Communities in Virginia
- List of Insurance Companies Marketing Long-Term Care Policies, Tax Qualified Policies, and Long-Term Care Partnership Policies in Virginia
- Tax Qualified Long-Term Care Figures
- 10 Tips to Help You Understand Your Coverage under Your Managed Care Health Insurance Plan
- Consumer Assistance - Managed Care Health Insurance Plans
- Do You Need Help With a Request or an Appeal for Coverage of a Prescription Drug?
- Helpful Coverage Tips for Parents of Special Needs Children
- MCHIP Appeal Process
- Tips to Help You Appeal a Denial From Your Managed Care Health Insurance (MCHIP)
- Tips to Help You Appeal an Experimental or Investigational Service Denial by Your MCHIP
Health Insurance
- Always complete applications including your medical history.
- Check policy provisions that restrict or reduce benefits.
- Be aware of possible consequences when replacing existing coverage.
- Check your right to renew.
- Use the 10 day “free-look” provision.
- Check with the Bureau of Insurance to see if the company and the agent are licensed to do business in Virginia.
- Read your entire policy carefully.
- Do not pay cash for any policy.
- Check the rating of the company.
- Healthcare Pricing Comparison Tool
- A Shopper’s Guide to Health Insurance
Life Insurance
- Decide how much insurance you need and the length of time the protection should last.
- Learn what kinds of policies are available to meet your needs and pick the one that best suits you.
- Look for a policy with a premium you can afford. It can be costly to let policies lapse.
- Use the 10 day “free-look” provision, you can get your money back in the first 10 days if you change your mind.
- Reassess your life insurance needs frequently because your needs will change as your dependents and finances change.