Exchange Overview

The Virginia Health Benefit Exchange, a division of the SCC, operates Virginia’s Insurance Marketplace with the goal to improve health coverage accessibility and affordability for Virginians.  

Virginia's Insurance Marketplace connects eligible Virginians who are not insured by their employer, do not have affordable coverage, Medicaid, or Medicare, with affordable health insurance options.

Virginians in need of health insurance for Plan Year 2025 should enroll in coverage and view financial assistance available using the Virginia’s Insurance Marketplace. Health insurance coverage for small business is also available. Follow the links to see plans offering health and dental coverage for 2025.

The Marketplace is where consumers can shop for, compare, and purchase quality and affordable health insurance plans. It is the only place Virginians can access financial help, such as premium tax credits and cost-sharing reductions, for Qualified Health Plans (QHPs). Please visit Virginia’s Insurance Marketplace when the open enrollment period starts (November 1, 2025) to select a health plan that works best for you and your household. You may also be able to enroll now under a Special Enrollment Period if you are experiencing a qualifying life event.