• Health Benefits
  • Flexible Spending Accounts
• Voluntary Insurance Plans and Services
• Long-Term Care Insurance

Group Life Insurance/Optional Life Insurance

Basic Group Life Insurance becomes effective on your first day of employment at no cost to the employee. The insurance provides natural death, accidental death, and dismemberment coverage. Coverage is the equivalent of two times the employee's annual salary for natural death, and four times the employee's annual salary for accidental death.

You may choose to supplement your Basic benefits by adding Optional Life Insurance coverage for yourself, your spouse, and/or your children. You are responsible for paying the premiums through payroll deductions.

The Virginia Insurance Counseling and Assistance Program (VICAP) is a free, unbiased, confidential counseling program that offers health insurance information, education, and assistance to seniors and adults with disabilities (and their families) in understanding Medicare and making decisions about prescription drug plans, Medicare Advantage Plans, Medicare supplemental insurance or long term care insurance. Certified counselors can also help with Medicare denials and appeals and assist with applications for low-income subsidies. The Virginia Department for Aging and Rehabilitative Services and the Bureau of Insurance have worked closely together to develop this insurance counseling program in Virginia.

How can I reach VICAP?

Call or write to:
DARS Virginia Division for the Aging
1610 Forest Avenue, Suite 100
Richmond, Virginia 23229
Toll-Free: 1-800-552-3402 (Nationwide Voice/TTY)
Phone: (804) 662-9333
Fax: (804) 662-9354
E-mail: aging@vda.virginia.gov
VICAP Website