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Bureau of Insurance

IMPORTANT – INFORMATION FOR ALL FILERS – FILING DEADLINES

“Off-Exchange” Filing Deadlines

In connection with recent communication from the U.S. Department of Health and Human Services, “off-exchange” products must be guaranteed issued year-round except and unless enrollment is restricted to the open enrollment periods established in the individual and small group market exchanges, as applicable. Consequently, carriers that intend to restrict enrollment in the individual market in Virginia to the individual exchange open enrollment period (10/1/13 through 3/31/14) must secure both form and rate approvals prior to October 1, 2013. Similarly, carriers that intend to restrict enrollment in the small group market in Virginia to the small group exchange open enrollment period (11/15/13 through 12/15/13) when the employer group does not meet contribution or group participation rules, must secure both form and rate approvals prior to November 15, 2013.

Accordingly, and in order to allow sufficient time for the review of forms and rates, all individual market and small group form and rate filings must be received by the Bureau of Insurance no later than August 30, 2013.